- Credit Card Processing
- Gift Cards and Loyalty Programs
- Check Services
- Warranty and Supplies
- Business Financing
Unlike most banks, DFW Card prides itself on providing a comprehensive range of services including a full line of equipment, fast approval and personalized customer support. You will always find with DFW Merchant Services:
- Competitive Rates
- Fast Approval
- E-Gateway Processing Experts
- Support of all major credit cards, including Visa, MasterCard, American Express, Diner’s Club, Discover, JCB and POS/ATM debit cards.
Businesses We Service:
- Retail, Restaurant, Hotel/Motel
- Internet Businesses
- Mail Order/Telephone Order (MOTO)
- Home Based Businesses
- Mobile Businesses
- Trade Shows and Conventions
Check Processing Services:
Save time and money utilizing Check Services! But first consider these items before deciding if these services will benefit you and your bottom line.
Check Services can cover all or some of your checks. This is dependent upon your past history with checks and any unsavory issues. Merchants who choose to “cherry pick” checks should be aware that the cost to process will be slightly increased due to less volume processes.
Check Services can Guarantee or Verify the checks. The difference is that verification only tells the merchant if the check is “real”. It does not provide any information about availability of funds. The guarantee service will approve or deny the check based on the amount of funds in the customers account. The cost to process is the same as a credit card ($ x Discount Rate) + Transaction Fee. As a merchant you avoid any NSF Fees.
Check Services can be Image or Non-Image Guarantee services. Imaged Services you will return the check to the consumer. Non-Image checks you retain on file, but never have to deposit the checks at the bank. After the check is swiped, the money is deposited into your account in 24-48 hours. For our small to medium merchants, we strongly recommend Non-Image Services based purely on the volume of checks.
What are the annual/monthly losses due to bad checks, if any? On average merchants will lose $600 per year in bad checks if they are processing more than $1,500 per month in checks.
Do you process approximately $1,500 or greater in check dollar volume? If so, then you will likely avoid any minimum fees which are put in place to ensure that all fees are covered for the services.
Do you make multiple trips to the bank each week? Let’s do a calculation together….
Sally is responsible for managing all the checks that her company receives. On an average month The Widget Group processes 300 checks, which amount to $10,000. Sally goes to the bank two times per week to deposit the checks. Each deposit takes approximately one hour (preparing deposit slips and checks, driving, waiting, depositing, etc). Sally is paid $18/hour by The Widget Group.
In this scenario, the labor related to processing checks will cost The Widget Group time and money. Here is the calculation:
Labor Cost Savings per Month = (2 trip/week x 4 weeks/month) x 1 hour/trip x $15/hour = $120/month $120/month x 12 months = $1,440 per year in annual Cost Savings!
- FREE – Gift Cards and Holders
- FREE – Personalization
- FREE – Acrylic Display
- FREE – Downloads and Training
- FREE – Table Tents, Window and Register Decals
How Gift Cards Help Your Business
- Boost prepaid gift sales
- Simplifies transaction and management reporting
- Automates electronic funds transfer between stores
- Generates brand awareness and promotional opportunities
- Creates destination vs. impulse purchases
- Rids merchant of paper-based fraud found in gift certificates
- Eliminates “cash-back”
Increase sales and customer loyalty by taking it to the next level!
- Create incentives for consumer loyalty and repeat shopping
- Transfer loyalty rewards points to gift card stored value
- Track points, purchases or visits
- Reward loyal customers with a percentage discount or stated offer.
All your credit card terminals, printers, and PIN Pads are covered by our Guarantee, as long as you are processing with us.
When you process with us, you receive:
Free Supplies. Each month you can order your choice of six supply items free of charge. You can select any combination of paper, sales slips, and/or credit slips. All you pay is shipping and handling.
Protection. We ensure that if you have a problem with your processing equipment we will have you up and running again quickly.
Oftentimes, banks or traditional financial institutions can be one dimensional in their product offerings, but through us, you will find a family of financial solutions structured around your individual business needs. We pride ourselves on our flexibility to meet your financing needs. Our goal is to get working capital in the hands of businesses quickly and effectively. Our financing program has become an important alternative to traditional bank lending as a source for short term funds. Since our financing program is not a loan, there are no fixed payments to worry about.
We purchase a set dollar amount of your future Visa/Mastercard sales at a discount. Then, through an automated process, we seamlessly collect the agreed upon amount by taking a small percentage from each Visa/Mastercard transaction. Basically, we get paid as you get paid.
You have worked hard to get your business where it is today, and you are ready to invest to take your business to the next level. How do you fund this investment?
The banks don’t understand your business and they don’t seem to assign any value to either your loyal customer base that keep coming back or any new sales your investment will bring in. Also, the loan process is long and complicated; banks want more information on your personal assets than your business plan. If you are not able to keep up with their fixed payment schedule you may be fighting to keep your house or collateral. If this sounds familiar, then this is the right choice for you.
Adding that friend or relative as partner leads to an immediate lack of control in the business and a splitting of future profits. We are your silent partner; you can bring us on when you need us and let us go when you are done with none of the downside of a real equity partner.
Leasing or renting large ticket capital equipment leaves you with fixed payments that you are obligated to pay, even if your sales decline. Also, the total price of the equipment that can be two to three times the original cost through leasing arrangements. Using us to fund that equipment purchase lowers your long-run total cost, doesn’t obligate you to a long-term lease and doesn’t affect your credit rating.
- We provide financing very quickly—often within a week
- We are not lenders and you don’t need to qualify for a loan
- No UCC Lien will be filed and your credit score will not be affected
- No personal guarantees are required
- You don’t need any collateral—we are partners in you success
- There is no fixed payment obligation—we are investing on your success
- We provide an easy repayment method with your processor
- We provide repetitive financing options and incentives for your business
- The application process is simple
The choice is clear. Contact us today to start the process and UNLOCK THE VALUE IN YOUR BUSINESS.